Our friends and family are always asking us how we travel full time while being retired.  And to boot, we stay in pretty nice places and fly business or first.  How does one do that without paying a lot of money???  Well it is all about extra points and miles.  Otherwise known as travel hacking.

Basically, we focus on earning as many miles and points as we can.  A lot of that can be done without leaving your house.  You can pay your bills online, shop online (make sure to go through a shopping portal), order food, purchase wine, make donations, pay your taxes, etc.,

But the easiest way to earn miles and points is to sign up for credit cards.  This we do very often and still keep a very high credit score.  How do we do that?  Check out our strategy here.

There is also a way to refer others for credit card sign ups.  Sometimes the person going through the referral is going to get extra miles or points and so do we!  It is best to check directly with the bank to make sure that you are using the best link.   And if ours is the best, then use ours!

Here are some credit card referral links:

• Through this link you would be earning 150,000 Membership Reward Points instead of the typical 100,000.  Yes, it is a high annual fee of $695 and you will need to spend $6,000 in the first 6 months.  We value these points at about $2,250.  However, think about how many business class flights you can get on these points ?!

          Apply Here

• Earn 3 Free Night Awards with the Marriott Bonvoy Boundless™ Credit Card (Annual Fee of $95) or 1 Free Night Award with the Marriott Bonvoy Bold™ Credit Card (no annual fee). 

          Apply Here